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Our lease to own agreement is ideal for drivers who want complete cost transparency and a clear path to ownership. With this model, you lease a car for a flexible term of 12 to 48 months, pay affordable fixed monthly installments, and then complete ownership by paying a pre-agreed final term payment. This final payment, also known as the residual value, is clearly stated in your contract from the start, so there are no surprises later.
This rent to own with final payment structure removes the uncertainty often associated with traditional financing. Your monthly lease includes insurance, registration, routine servicing, and maintenance, allowing you to enjoy stress-free driving throughout the contract. Whether you choose an economy car, sedan, or SUV, the lease to own with option to buy ensures predictable costs, no bank loans, and a straightforward ownership process. At the end of the term, you simply pay the agreed amount and the car is yours.
Advantages of Leasing a Car with Final Payment
How We Help
Why Choose Quick Lease for This Plan?
Our Lease to Own with final term payment option is perfect for people who want more flexibility. You can enjoy:
- Lower monthly costs than a traditional car loan
- No need for full upfront payment
- The choice to own the car after 2 years
- A chance to test the car over time before buying
For the entire duration of the lease contract, we are solely responsible for all forms of maintenance work on your rental car.
This plan is great for expats, short-term residents, or anyone who wants a good car without the pressure of buying immediately.
Below is a comparison between our Lease to Own with final term payment option and traditional Bank Finance, so you can clearly see the benefits of choosing Quick Lease:
| Benefits | Lease to Own with final term payment Plan | Bank Finance |
| Down Payment | Zero | 20% |
| Initial Cash Outflow | Low | High |
| Processing Fee | Zero | 1.05% |
| Monthly EMI’s | Low | High |
| Maintenance Cost | Zero | Customer to Pay |
| Financial Risk | Low | High |
| Vehicle Ownership | Optional | Mandatory |
| Replacement Vehicle | Optional | No |
| Financial Charges / Interest | Zero | 3%–5% |
| Breakdown Assistance | Included | No |
What does lease-to-own final payment mean?
The last amount is the prearranged residual value that you will pay at the end of the lease period in order to get the full ownership of the car in your name.
Does a lease-to-own agreement have fixed final payment?
Yes. The last payment is well mentioned in the agreement before signing, which stimulates absolute transparency and nothing unforeseen on the end of the contract.
What is the difference between lease to own and rent to own?
The terms under which the ownership is determined and the ultimate price paid upfront are established by lease to own arrangements whereas rent to own arrangements may be different and do not necessarily intend to assure ownership.
Is it possible to lease-to-own a car in Dubai without any down payment?
Yes. Lease to own with no down payment will enable you to drive away on the same day with only regular payments of a fixed monthly payment and pay the remaining amount on maturity of lease.
What would become of me in case I refuse to pay the final payment?
In case you refuse to buy the car, you will be allowed to take it back at the expiry of the lease or to take another lease, depending on the provisions of the contract.
Is insurance and maintenance included in the lease-to-own subscription?
Yes. Insurance, registration, regular servicing, and maintenance are all contained in the monthly payment of most plans as a cost assurance.
Is lease-to-own superior to bank car financing?
Lease -to -own costs less upfront, easy to approve and predictable payments are some of the advantages that make it an alternative to bank loans in the eyes of most drivers in Dubai.
Is it possible to pay the end of payment in advance?
The settlement can be made early based on the terms of the contract. Any prior buying terms are well mentioned in the contract.
